Bambalwa abantu abalindele ukungena kwingozi yemoto, kodwa kwenzeka yonke imihla. Ngelishwa, amaxhoba amaninzi afumana ilahleko kunye nokwenzakala ngenxa yokungakhathali komnye umqhubi. Fumanisa ukuba unalo na ilungelo lokufumana imbuyekezo emva kwengozi yemoto kwaye, ukuba kunjalo, ungaqalisa njani.
Zazithini Iimeko Zengozi?
Ukuba ubukwingozi yemoto, kubalulekile ukwazi ummiselo wobume belizwe lakho. Amanye amazwe afuna ukuba ixhoba lifake ityala lengozi yemoto phakathi kweminyaka emibini ukuya kwemithathu ukususela kumhla wesiganeko, ngelixa abanye banomlinganiselo wonyaka omnye. Kwakhona, izinto ezifana iimeko ebezisele zikhona phambi kwengozi inokwenza kube nzima ngakumbi ukubonisa ityala lakho. Okokugqibela, khumbula ukuba iinkampani zeinshorensi zihlawula kancinci kangangoko kumabango. Ke ngoko, kubalulekile ukubonisana negqwetha malunga nommiselo wonyino, iimeko esele zikho, kunye neminye imiba enefuthe ekugcwaliseni ityala lakho.
Ngubani Oyena Unetyala Ngengozi?
Okulandelayo ukuqwalaselwa kukungakhathali, ekudla ngokuba nzima ukuyiqonda de kugqitywe uphando olucokisekileyo. Iinkampani ze-inshorensi kunye namagqwetha ahlola iingxelo zamapolisa, iingxelo zamangqina, iifoto zendawo yengozi, kunye neengxelo zomonakalo wesithuthi xa ziphanda ingozi. Kwezinye iimeko, ividiyo inokufumaneka kwindawo yengozi yemoto. Kwakhona, iingxelo zonyango zibonakalisa ukwenzakala ngenxa yengozi yemoto. Nje ukuba onke amaxwebhu kunye neenyaniso zihlaziywe, ukungakhathali kunikwe ukugqiba ukuba unelungelo lokufumana imbuyekezo emva kwengozi yemoto.
Ngaba Uye Wazigcina Ukwenzakala Okubalulekileyo Nelahleko?
Amaxhoba ashiya ingozi yemoto engenzakalanga anethamsanqa. Ngamanye amaxesha, ukwenzakala akubonakali kwangoko. Amaxesha amaninzi, iinkampani zeinshorensi zibonelela ngokuhlawula ityala ngaphambi kokuba amaxhoba aqiniseke ngobungakanani bokwenzakala kwawo. Emva kwengozi yemoto, soloko undwendwela isibhedlele kunye nogqirha ukuze uqinisekise ukwenzakala kwakho. Ukuba utyelelo olulandelayo luyacetyiswa, sebenzisa lonke unyango olumiselweyo. Iingxelo zonyango zingqina ukonzakala kwakho kwaye ziyakuxhasa ityala. Kwakhona, isithuthi sexhoba kufuneka sivavanywe ukufumanisa ukuba sinokulungiswa na okanye yilahleko epheleleyo. An igqwetha linceda amaxhoba ukuvavanya ukwenzakala kwabo kunye nelahleko ukwakha ityala elomeleleyo.
Ngaba Ikhona i-Inshurensi?
Omnye umbuzo obalulekileyo ngowokuba ingaba ikho na i-inshorensi kunye nenqanaba le-inshorensi ekhoyo. Abameli be-inshurensi bajonge umdla wemali wenkampani kwaye banokunikezela ngaphantsi kwetyala elifunekayo. Olunye ucelomngeni luvela xa kungekho coverage okanye ukhuselo olulinganiselweyo. Nangona kunjalo, amaxhoba afumana uncedo kwigqwetha anokulandela imbuyekezo ekhoyo.
Ngaba unaye ummeli osemthethweni?
Ukuzama ukuzimela ngokuchasene neenkampani zeinshorensi kunye namagqwetha kudla ngokuthetha ukuthatha iqhezu lexabiso lakho. Kwakhona, ukuba uyasilela ukulandela imihla ebekiweyo kunye nemimiselo, unokuphulukana netyala lakho. Ngenxa yezi zizathu, kubalulekile ukufuna uncedo lwegqwetha eliyiqondayo indlela yokufaka ibango lakho. Ngaphezu koko, igqwetha linamava okuthethathethana neenkampani zeinshorensi ukuze ufumane imbuyekezo oyifaneleyo ngokwenzakala kunye nelahleko yakho.
Ukuba ubukwingozi yemoto, ubunelungelo lokufumana imbuyekezo ngayo yonke ilahleko kunye nokwenzakala. Qhagamshelana negqwetha namhlanje ukuze ufunde ngakumbi ngamalungelo akho emva kwengozi yemoto kunye nendlela yokufumana esona sisombululo sifanelekileyo.
INTO ONOKUYITHATHA KWELI NQAKU:
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