Ubuqhophololo botyalo-mali kunye nobuqhophololo bezemali bubandakanya uluhlu olubanzi lweendlela zokukhohlisa. Urhwebo lwangaphakathi, izikimu zePonzi, kunye nokukhohlisa kwamathuba otyalo-mali yimizekelo embalwa yale misebenzi. Ukuba amaxhoba afumana umonakalo wawo ngokumangalelana kwabantu okanye ngolamlo, angakwazi ukulandela izilungiso ezisemthethweni.
Uninzi lwabatyali-mali abayazi imimiselo kunye nezibophelelo ezibekwe ngumthetho. Kubalulekile ukukhumbula ukuba awunakukwazi ukwenza naziphi na iimpazamo ngakumbi kuba neyona mpazamo incinci inokukhokelela kwilahleko eninzi. Igqwetha elisebenza ngobuqhetseba botyalo-mali lingakwazi ukukunceda ufumane imali yakho kwaye lenze ityala libe mnandi ngakumbi.
Kweli nqaku, siza kuxoxa ngawona manyathelo abalulekileyo ekufuneka uwathathe ukuze ufumane elona gqwetha lifanelekileyo lotyalo-mali eliza kuthethelela egameni lakho kwaye likuncede ufumane imali yakho.
Vavanya amava abo kuTyalo-mali loRhwaphilizo
Igqwetha ocinga ukuliqesha kufuneka libe namava abanzi okulwa nobuqhophololo. Iingxabano ezilolu hlobo zisenokuba nzima kakhulu ukuzinzisa, yaye akukho meko zimbini zifanayo. Ukuba kuyenzeka, kucetyiswa ngamandla ukuba usebenze negqwetha elijongene nobuqhophololo botyalo-mali. Buza malunga namava egqwetha kwaye ujonge ubungqina bobunkokeli bengcinga kunye nempumelelo yangaphambili, njengeziphumo zetyala. Musa ukoyika ukubuza malunga namava egqwetha.
Fumana uLwakhiwo loMrhumo olukusebenzelayo
Ngoku ka Umthetho weSilver Miller Iingcebiso zeFirm, “Xa sele ulahlekelwe yimali, ukukhetha ulwakhiwo lwexabiso olukusebenzelayo kwaye isikhundla sakho sibalulekile. Amagqwetha ajongana namabango amaninzi orhwaphilizo otyalo-mali ngokwesiseko esinokwenzeka. Oko kukuthi, abasayi kuhlawulwa de ibango lakho libe lisonjululwe ngokufanelekileyo enkundleni ngenxa yakho.” Abathengi abafuni ukubeka emngciphekweni imali ethe chatha emva kokufumana ilahleko enkulu. Kufuneka uqinisekise ukuba uyazi kwaye uyayiqonda naziphi na iintlawulo onokuthi ube noxanduva lwazo phambi kokuba usayine kumgca onamachokoza, kungakhathaliseki ubume bamaxabiso obukhoyo.
Jonga ukuhambelana kunye neNqanaba lokuThuthuzela
Xa uziva ngathi ulwa ngaphambili kwingxabano yezemali, kubalulekile ukuba ube negqwetha elikuqondayo oko ukulindeleyo. Imalunga nokufikelela inqanaba lokuqhelana apho unokuvakalisa khona iinkxalabo ngaphandle koloyiko, njengokukhokelela kwi-general ethembekileyo ekulweni. Ukuqinisekisa ukuba ukulandela kwenu ubulungisa akuwi ngenxa yonxibelelwano olunganelanga okanye ukunqongophala kobudlelwane, igqwetha oliqeshileyo kufuneka likhuthaze imekobume yokuqondana kunye nentlonipho.
Ngaphaya koko, uya kufuna ukuqinisekisa ukuba isicwangciso sabo siyahambelana nezinto ozikhethayo; umzekelo, ngaba bathatha indlela yokujongana nenkqubo yokumangalelana, okanye ngaba bagxininisa ukulandelwa kwamathuba okuzinza? I-synergy phakathi kwendlela kunye nomxhasi iya kusebenza njengesiseko sentsebenziswano eyimpumelelo.
Funda uPhononongo kunye nobungqina
Ukuba ujonge igqwetha ogqwesa ubuqhophololo botyalo-mali, kufuneka ufunde kwaye uvavanye ubungqina obuvela kubathengi bangaphambili abaye bahlangabezana nemingeni yomthetho efanayo. Uphononongo lunika ingqiqo ebalulekileyo kwisakhono segqwetha sokusingatha amatyala obuqhophololo kwizibambiso ngokufanelekileyo kwaye lunike isikhokelo esithembekileyo.
Ubuchule begqwetha ekukhuseleni utyalo-mali, ukuphatha iinkqubo zomthetho ezicela umngeni, kunye nokufuna intlawulo ngezenzo zobuqhophololo kufuneka kugxininiswe ngokunika ubungqina. Xa ukhetha igqwetha elaziwayo lobuqhetseba botyalo-mali, unokwenza isigqibo esisekelwe kuphando olubanzi kunye nobungqina. Ke, thatha ixesha lakho ngelixa ukhangela igqwetha elihlonelwayo nelithembekileyo.
Cwangcisa uhambo olude
Ukubandakanyeka kwiinkqubo zomthetho kufana noqeqesho lomdyarho wembaleki endaweni yokubaleka; kufuna ukuzingisa nengqiqo ukuze uphumelele. Kwinkqubo yokufuna ukumelwa ngokusemthethweni, kubalulekile ukukhumbula ukuba amatyala abandakanya ubuqhophololo botyalo-mali adla ngokutsalwa kwaye kunzima ukuwaqonda.
Kubaluleke kakhulu ukufunda ngesicwangciso esisetyenziswa ligqwetha lakho xa ujongene nothethathethwano olude.
isiphelo
Okokugqibela, kubalulekile ukufumana kunye nokusebenzisa iinkonzo ze utyalo-mali igqwetha lobuqhophololo ukukhusela umdla wakho kwaye lithathe amanyathelo asemthethweni ngokuchasene nokuziphatha kobuqhophololo. Ukufumana igqwetha elinamava elinokukunceda ekuhambeni kweenkqubo zomthetho ezinomngeni ngokulula kunokwenziwa ngokukhawuleza ngokuqwalasela iimpawu kunye nokwenza uphando olubalulekileyo.
Ukuba uthatha amanyathelo achanekileyo kwaye usebenze negqwetha elinobuchule, uya kuba nethuba elingcono lokufumana imbuyekezo yelahleko ebangelwe utyalo-mali ubuqhetseba.
