ARLINGTON, TX, USA, Januwari 29, 2021 /EINPresswire.com/ - Ixesha lesiphango se-2016 lelona xesha libiza kakhulu kwirekhodi laseTexas. Ngomhla we-17 kaMatshi, i-2016 Arlington, eTexas yafumana isichotho esirekhodiweyo esingaphantsi kwesithandathu, esona sikhulu sazo senza isichotho esine-intshi ezimbini ezinesiqingatha ububanzi. Inkqubo yemozulu eyingozi iqale ngoLwesine ekuseni, iwisa amaqhekeza amakhulu esichotho kunye neenqwelomoya eziphuma kwisikhululo seenqwelomoya iDFW. Esi yayisisiphango esikhulu esonakalise amakhaya amaninzi kule ndawo, umxhasi wethu ngomnye wabaninimzi.
The umonakalo wophahla yayinzima kangangokuba umxhasi wethu wangenisa ibango le-inshurensi yabaninimzi ngomnikezeli wakhe we-inshurensi, iFama yoMbuso. Emva kokufaka ibango lomonakalo ophahleni, i-inshurensi yathumela umlungisi wayo oye wahlola umonakalo wepropati kwaye wagqiba ukuba akukho nanye okanye ngaphantsi kwe-deductible yomthengi wethu. Engaboni ngasonye sisimo sakhe se-inshorensi, umxhasi wethu wasiqesha kwaye wacela ukuvavanywa kwetyala labo. Ibhaso lovavanyo libuyile kumaxesha angama-80,000 inani lomonakalo ovavanywe okokuqala yiFama kaRhulumente.
IFama kaRhulumente ihlawule uninzi lwamawonga. Ukuqokelela intsalela yebhaso kunye nenzala kunye nemirhumo yegqwetha, umxhasi wethu uye walandela i-inshurensi yakhe ngokufaka isimangalo, echaza ukuba inkampani yakhe ye-inshurensi yenze ngokwaphula isivumelwano kunye nokwaphulwa kweSahluko sama-541 seKhowudi ye-Inshurensi yaseTexas, uMthetho weZiqheliselo zoRhwebo olukhohlisayo waseTexas ( DTPC), kunye noMthetho weNtlawulo eKhawulezayo yaseTexas (TPPCA). Ukugada iingeniso zabo, abanini beinshorensi ngalo lonke ixesha benza izenzo zobuqhophololo, bagqwethe ngabom ulwimi lwabo lomgaqo-nkqubo ukuze baphephe ukuhlawula ibango, basebenzise ulibaziseko olungekho ngqiqweni ukuphepha ukusonjululwa kwebango, okanye benze amabango angenamsebenzi malunga nobungqina belahleko. Oku kubizwa ngokuba yi-a ukholo olubi umsebenzi we-inshurensi.
Umxhasi wethu we-inshurensi uphendule ngesindululo sokuba isishwankathelo somgwebo kuwo onke amabango abaxumi bethu njengendlela yokuthintela ukophulwa kwesivumelwano kunye nezenzo ze-TPPCA ezisekelwe kwisigqibo seNkundla ePhakamileyo yaseTexas e-Ortiz. IFama yoMbuso yaxoxa ngelithi baye bahlawula ibhaso kwaye ngoko akukho kophulwa kwesivumelwano okanye amabango ekontraka eyongezelelweyo ashiyekileyo ukuba aqhubeke.
Ngaba Lukholo Olubi, Ishwangusha, Okanye Zombini?
Ukuze ibango lenkolo elibi libambelele, umxhasi wethu kuye kwafuneka abonise ukophulwa kwesivumelwano ngumthengisi wakhe. Umkhuseli we-inshorensi uthi ukophulwa kwemvumelwano yimfuneko yokuqala kwinkolelo embi esemthethweni, kodwa abanini-polisi bathi ukophulwa kwekhontrakthi yeyona nto ifunekayo kwinkolelo embi xa ibango lingahlawulwanga.
Ngokuqhelekileyo, akunakubakho bango lokholo olubi xa i-inshurensi ikhanyele ngokukhawuleza ibango elingabandakanywanga. Nangona kunjalo, ukusilela ukubonakalisa ukophulwa kwesivumelwano akuwathobi amabango eenkolelo ezigwenxa zomnini-polisi. Oku kuthetha ukuthini umntu ofakwe kwi-inshurensi kufuneka abonise ukhuseleko, hayi ukwaphulwa kwesivumelwano. Akunakuphikiswa ukuba ibango lomthengi wethu phantsi kwepolisi liye lahlawulwa. I-inshurensi ifumene umonakalo, ngaphantsi kwe-deductible xa ibango lalilungiswa ekuqaleni.
Uhlalutyo kuphela olunobulungisa nolunengqiqo lomthetho olungaphazamisi ingqiqo okanye umgaqo-nkqubo woluntu lolo lugcina uxanduva lomkhuseli ukujongana ne-inshurensi ngentembeko elungileyo xa ibango le-inshurensi lihlanganisiwe. Ababoneleli be-inshorensi yabathengi bethu ukukhohlisa umthetho kuya kubavumela ukuba bangahoyi uxanduva lwabo kunye nokulibazisa okucwangcisiweyo, ukukhanyela, okanye ukuhlawulelwa kwamabango e-inshorensi de lowo ufakwe kwi-inshorensi aqeshe igqwetha kwaye athumele incwadi yesaziso se-pre-suit emangalela ukophula isivumelwano kunye nokholo olubi, emva koko ngokulula ukucela uvavanyo, ukuhlawula ibhaso, kwaye wenze buthathaka uxanduva lwekhontrakthi ye-inshurensi kodwa kunye noxanduva olusemthethweni lwezenzo zokholo olubi kunye nenkqubo yohlengahlengiso.
Kwityala, amagqwetha ethu axoxisana ngoku ngasentla kwaye achaza ukuba ibhaso lovavanyo eliphindwe ngama-80,000 ngaphezulu kwexabiso elavavanywa kuqala yiFama kaRhulumente, kunye nelinye icala (umgca wento ye-veto) yomonakalo othile kwibhaso, ilingana nokwaphulwa komthetho. isivumelwano kunye nokholo olubi. Inkundla yavuma yaza yasikhaba isigwebo esisisishwankathelo seFama kaRhulumente ngazo zonke izizathu.
Texas Property Insurance Lawyers
Ngaba ibango lakho le-inshurensi yomninimzi okanye yeshishini lorhwebo likhatyiwe? Sinako ukunceda. Ukumela amawakawaka abathengi ngokuchasene neenkampani ezinkulu zeinshorensi, amagqwetha ethu amabango einshorensi akhusela ngokungqongqo amalungelo omnini-polisi. Uthethwano lwethu lusimahla, kwaye awusityala nto de siliphumelele ityala lakho. Qhagamshelana nathi namhlanje.
UChris Flynn
Chad T. Wilson Law Firm
+ 1 832-415-1432
[imeyile ikhuselwe]
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INTO ONOKUYITHATHA KWELI NQAKU:
- Ababoneleli be-inshorensi yabathengi bethu ukukhohlisa umthetho kuya kubavumela ukuba bangahoyi uxanduva lwabo kwaye balibazise ngokucwangcisiweyo, bakhanyele, okanye bahlawule ngaphantsi kwamabango e-inshurensi de lowo ufakwe kwi-inshorensi aqeshe igqwetha kwaye athumele ileta yesaziso sangaphambi kwesimangalo esophula isivumelwano kunye nokholo olubi, emva koko ukuba yenza nje uvavanyo, uhlawule ibhaso, kwaye wenze buthathaka uxanduva lwekhontrakthi ye-inshurensi kodwa kunye noxanduva olusemthethweni lwezenzo zokholo olubi kunye nenkqubo yohlengahlengiso.
- Ukuqokelela intsalela yebhaso kunye nenzala kunye nemirhumo yegqwetha, umxhasi wethu uye walandela i-inshurensi yakhe ngokufaka isimangalo, echaza ukuba inkampani yakhe ye-inshurensi yenze ngokwaphula isivumelwano kunye nokwaphula iSahluko sama-541 seKhowudi ye-Inshurensi yaseTexas, uMthetho weZiqheliselo zoRhwebo olukhohlisayo waseTexas ( DTPC), kunye noMthetho weNtlawulo eKhawulezayo yaseTexas (TPPCA).
- Umkhuseli we-inshorensi uthi ukophulwa kwekhontrakthi yimfuneko yokuqala kwinkolelo embi esemthethweni, kodwa abanini-polisi bathi ukophulwa kwekhontrakthi yinto efunekayo kuphela kwinkolelo embi xa ibango lingahlawulwanga.
