IATA Pay linyathelo elixhaswa ngumzi-mveliso ekuphuhliseni ukhetho olutsha kubathengi xa bethenga itikiti ngqo kwiwebhusayithi yenqwelo moya. Yenziwe yenziwa yiKhomishini ye-European Commission ye-Payment Services Directive (PSD2), kunye nommiselo we-UK Open Banking. Le migaqo ikhuthaza ukusetyenziswa kwezinto ezibizwa ngokuba zii-transit ngqo kwintengiselwano apho iintlawulo zenziwa kwiakhawunti yebhanki yomthengi ngqo kwiakhawunti yebhanki yomrhwebi. Le ndlela inika inqanaba eliphezulu kakhulu lokhuseleko kubo bobabini abasebenzisi kunye nakumamkeli kwaye inokubakho kwangoko.
Umbutho wezoThutho loMoya waMazwe ngaMazwe (IATA) ubhengeze ukugqitywa ngempumelelo kwentengiselwano yokuthenga itikiti "IATA Pay" kwindawo yovavanyo ephilayo. Intengiselwano yenziwa ngokubambisana ne-ipagoo, inkampani yase-fintech esekwe e-UK.
Indima ye-IATA kukuphuhlisa isisombululo seshishini esenza ukuba iinqwelomoya zenze olu khetho lokuhlawula lufumaneke kwiiwebhusayithi zazo. Uvavanyo olwenziweyo olwenziwe nge-ipagoo lwenziwa phantsi kwesakhelo se-Open Banking sase-UK kunye neenqwelomoya ze-IATA Pay, ezibandakanya iCathay Pacific Airways, iScandinavia Airlines kunye ne-Emirates.
Kwiinqwelomoya, izibonelelo ze-IATA Pay zezi:
- Ixabiso lokuhlawula eliphantsi ngokuthelekiswa nezinye iindlela
- Khuselekile kakhulu
- Ukuhamba kwemali ngokukhawuleza kunye nokuhlawula kwangoko kumrhwebi
- Inkqubo yokuhlawula elula ekhokelela kwintengiso ezimbalwa ezilahlekileyo.
Kubathengi, izibonelelo zibandakanya ukufikelela kwindlela entsha, elula yokuhlawula ekhuselekileyo.
“Abathengi banamhlanje, ngakumbi amawaka-waka, balindele iindlela ezininzi zokuhlawula kubandakanya iselfowuni kunye noontanga. IATA Pay iphendula kolu lindelo. Kwangelo xesha, iinqwelomoya zizama ukulawula iindleko zokuhlawula amakhadi abalulekileyo- $ 8 yezigidigidi ngonyaka kunye nokunyuka. Inxalenye enkulu yale ndleko yenzelwe ukuthengwa ngokuthe ngqo kwiiwebhusayithi zeenqwelo moya. Enye yeenjongo zesicwangciso-qhinga se-IATA kukuxhasa ukomelela kwemali yeenqwelomoya kubandakanya neendleko zokulawula, utshilo u-Aleksander Popovich, uSekela Mongameli oPhezulu weeNkonzo zezeziMali noLwabiwo.
UCarlos Sanchez, uCEO, ipagoo uthe: “Kuyasivuyisa ukugqibezela intengiselwano yokuqala evulekileyo yoshishino lwenqwelomoya, sinceda i-IATA kunye neenqwelo moya zayo ezingamalungu ukuba zifezekise iinjongo zazo zokusebenza nokusebenza kwemali. Itekhnoloji ye-ipagoo ibonelela ngenkonzo ekhuselekileyo yebhanki yamazwe amaninzi ye-IATA. Siphambili kuphuhliso kunye nokuyila into entsha kwicandelo lezemali kwaye sizimisele ukunceda amashishini kunye nabaxhamli bawo basebenzise amathuba abonelelwe yiOpen Banking. ”
IATA ikwasebenza neBhanki yeDeutsche kwiprototype yaseYurophu (ngaphandle kwe-UK), iqala ngemakethi yaseJamani, ekulindeleke ukuba ivavanywe ekuqaleni kwe-2019.
Ukulandela oku, i-IATA iyakuqinisekisa umxholo ngenjongo yokwandisa ukuya kwezinye iingingqi.
