Abantu baseMelika abazizigidi ezingama-48 bathi bangatsiba intlawulo yekhadi letyala ngaphambi kokuba batsibe iholide, ngokophando olutsha olupapashwe namhlanje.
Iziphumo eziPhambili eziPhambili:
• I-19% yabantu iyakutsiba intlawulo yekhadi letyala ngexesha leholide.
• I-29% yabantu ithi ukuhambahamba kudla ngokubafaka ematyaleni.
• I-32% yabantu bayoyika ukubhabha kweli hlobo ngenxa yemicimbi yenqwelomoya yeBoeing.
• Abahambi banamathuba aphindwe kabini okuba nexhala lemali kunobunqolobi.
• I-46% yabantu bacinga ngamatyala ekhadi letyala emva kwekhefu ngelixa besekhefini.
• Amakhadi okuthenga ngetyala angenamirhumo yentengiselwano yangaphandle konga abakhenkethi bamazwe ngamazwe umndilili we-9.3% xa kuthelekiswa nezikhululo zesikhululo seenqwelomoya kunye ne-7.1% xa kuthelekiswa neebhanki zasekuhlaleni.
Uluvo lweNgcali:
Uvavanyo: Izigidi ezingama-48 zingatsiba iNtlawulo yeKhadi leTyala ngexesha leHolide
Ibingunyaka omde, kwaye abantu baseMelika bafuna uhambo oluthile lwasehlotyeni ukuze banciphise. Buza nje abantu abazizigidi ezingama-48 abathi bangathanda ukutsiba intlawulo yekhadi letyala kuneholide, ngokophando olutsha olwenziwe yiwebhusayithi yezemali ye-WalletHub. Kuqikelelwa ukuba umntu om-1 kwaba-5 baseMelika abakulungeleyo ukurhweba ngexesha lobabalo kwikhadi labo letyala kwaye bahlawule inzala ephezulu kakhulu ukubaleka okwethutyana. Umbuzo ngulo, ngaba oku kubonisa ingqiqo efanelekileyo okanye ukuphatha kakubi imali?
Ewe, siyazi kuphando ukuba ikhefu lidla ngokuba nefuthe elihle emzimbeni nasengqondweni - kwaye linokusenza sibe nemveliso ngakumbi xa sibuyela eofisini, "uSimon Hudson, usihlalo wezokhenketho kunye nophuhliso lwezoqoqosho kwiYunivesithi. yaseMzantsi Carolina, utshilo. Ngoko ukulihlawula elo khadi emva kweholide kusenokuthath’ ixesha elide!”
Sekunjalo, kubhetele sikuphephe ukuzibeka kwimeko enjalo. Kwaye kukho ngokwenene iindlela zokunandipha iziqhamo zeholide ngaphandle kwengozi yemali. "Ingcebiso yam kukuba wenze yonke into ngokumodareyitha kwaye ufumane ibhalansi evuyayo," kusho u-Audrey Guskey, uprofesa wentengiso kwiYunivesithi yaseDuquense. “Thatha iholide. Thatha ixesha, kodwa gcina ityala phantsi ngokufumana enye indlela engabizi kakhulu kwizicwangciso zakho zeholide. Hlala kufutshane nekhaya. Fumana iihotele ezinexabiso eliphantsi okanye i-Airbnb. Ukuhamba ngamaxesha anzima.” Kusenokubakho isizathu esingakumbi sokuhlala kufutshane nekhaya kulo nyaka, kananjalo.
Nangona zonke iipropati zokuphumla, ukuhamba kwehlobo kusenzima kwiingqondo kunye nezikhwama zezigidi zabantu baseMelika ngeendlela ezahlukeneyo. Sinexhala ngayo yonke into ukusuka kwimozulu ukuya ekubeni sibhabha ngenqwelomoya entsha yeBoeing. Ngapha koko, malunga nesinye kwisithathu sabantu bayoyika ukubhabha kweli hlobo ngenxa yemicimbi yamva nje yeBoeing.
“Ngokucacileyo oku bekulindelekile. Nangona kunjalo, abahambi kufuneka baqonde ukuba ezo nqwelomoya azikabhabhi okwangoku, kwaye iBoeing iyayilungisa le ngxaki phambi kokuba ezi nqwelomoya zibuyele emsebenzini,” utshilo u-Abraham Pizam, umphathi weRosen College of Hospitality Management kwiYunivesithi yaseCentral Florida. "Abasemagunyeni baseMelika (i-FAA) kunye nabasemagunyeni abafanayo eYurophu nakwamanye amazwe balumke ngakumbi ekuqinisekiseni iinqwelomoya emva kokuba kwenziwe uhlengahlengiso olutsha."
Imicimbi yemali eneneni inokuthi ibeke isidambisi kulonwabo lwasehlotyeni. Kwaye loo nto inokwenzeka ekhokelela kwiholide, ngelixa ukude, okanye emva kokuba ubuyile. Abahambi bangaphezu kokuphindwe kabini ukuba banexhala malunga nemali kunobunqolobi, uphando lweWalletHub lufunyenwe, kwaye i-46% yabantu bacinga ngamatyala ekhadi letyala emva kwekhefu ngelixa bekwiholide.
“Cwangcisa iholide onokukwazi ukuyihlawula, yaye akuyi kufuneka uzikhathaze kangako ngeendleko,” watsho uThomas P. Sweeney, isekela likanjingalwazi kwezolonwabo nolawulo lokhenketho kwiYunivesithi yaseGeorgia Southern. “Iholide yakho ifanele ibe lixesha lokuphumla, ukuphinda uzihlaziye, kwaye ube nexesha elimnandi. Ukuba unexhala ngamatyala akho, amathuba okuba uzandise kakhulu ngokwasemalini. Ngaphambi kokuba ucebe nantoni na, yenza uqingqo-mali olusengqiqweni uze unamathele kulo.”
Into esiyichitha ekhefini ayihlali ekhefini, emva kwayo yonke loo nto. Inokubuya isihlasele ukuba asilumkanga, kwaye bambalwa kakhulu kuthi abanjalo. Buza nje umntu om-1 kwaba-3 abathi ukuhamba kudla ngokubafaka ematyaleni. Okanye, ngcono noko, buza ukuba yintoni abayenzayo engalunganga.
“Abacwangcisi,” utshilo uRuss McCullough, usihlalo wesebe lezoqoqosho kwiYunivesithi yaseOttawa. “Ngaphambi kokuba uzibophelele kuhambo, chitha imizuzu emihlanu uceba iindleko oza kuzifaka kuzo. Ukuba awunamali, fumana iindlela zokwenza okwaneleyo ngaphambi kokuba uhambe.”
Zininzi iindlela zokwenza iiholide zifikeleleke ngakumbi, ukusuka ekuziguquleni zibe yindawo yokuhlala ukuya ekufumaneni uncedo oluncinci kwindlela yakho yokuhlawula. Umzekelo, ukufaka isicelo sekhadi lokuthenga ngetyala elifanelekileyo kungakufumana i-$500 okanye ngaphezulu kuhambo lwasimahla. Kwaye ukuthatha amanyathelo ngoku ukugcina kamva kuya kuhlawula ngokwenene.
UStephen Barth, unjingalwazi wezomthetho kwiYunivesithi yaseHouston ucebisa ngelithi: “Okukhona uceba kakuhle ngokwemali kokukhona uya kuncipha uxinezeleko lokusebenzisa imali.
